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Tezoro aggregates 2,000+ vaults and always keeps your funds in the top-performing ones.

Backed by grants & accelerators

Tezoro advantages

Higher Yield

Tezoro has built a proprietary data ingestion & processing infrastructure and supports over 2,000 vaults and markets across Morpho, Euler, Fluid, Aave, Compound, Spark, and other protocols.

Tezoro uses Exponential Moving Average (EMA) to identify the most promising yield markets and allocate capital to the vaults and protocols most likely to deliver the highest future returns. The strategy was backtested and achieved a Spearman ρ of 0.527 — a top-quartile result within the theoretical [0,1] range, indicating a large effect size.

Tezoro rebalances your assets to keep them in top-yielding vaults, covers all rebalancing gas costs, and charges a 15% fee only on profits.

Tezoro not only compounds net yield, but also automatically claims rewards, swaps them into supplied assets, and reinvests them into the vault to maximize yield.

Lower Risk

Tezoro uses AI to run real-time risk analysis across thousands of markets based on collateral quality, yield stability, market liquidity, and other factors – with only the top 5% making the cut.

To reduce risk, Tezoro diversifies your assets across multiple DeFi yield sources with uncorrelated risk profiles.

Tezoro is the only DeFi yield aggregator that lets you choose your risk level – from Conservative, allocating to large-scale protocols like Aave, to Growth, allocating to niche, high-performing vaults.

Secure

Tezoro is a non-custodial DeFi protocol — smart contracts are limited to allocating funds only to whitelisted yield sources.

Tezoro tracks protocol and vault utilization every tick and rebalances assets if utilization exceeds 95%, ensuring users instant access to funds.

Tezoro uses multifaceted monitoring — analyzing on-chain anomalies like TVL drops, off-chain sentiment, and cross-protocol correlations to respond swiftly to incidents like Resolv.

Tezoro has built a fully proprietary ecosystem — from on-chain data collection via its own indexers to ML-driven data processing, a custom security engine, and a network of interconnected smart contracts for secure execution and on-chain yield generation. It operates independently of any third-party solutions.

Scientific Approach to DeFi Yield

Tezoro applies quantitative finance methodology to identify top-performing lending markets before yield shifts become visible to the broader market. Using Exponential Moving Average over 81,000+ on-chain data points, the ranking model achieves a Spearman ρ of 0.527 — 52% above the naive real-time APY baseline and well into the "large effect" range by Cohen's conventions for financial time series.

DeFi yield is volatile

DeFi yield is volatile

Lending market rates are continuously repriced by on-chain utilization, liquidity inflows, and rate curve mechanics. Across 18 USDC markets tracked hourly over 6.3 months, no protocol held rate leadership for sustained periods — top positions rotated constantly, with individual markets crossing each other hundreds of times. A static strategy anchored to the current highest APY is structurally exposed to rate reversals within hours of allocation.

We predict top-performing vaults

We predict top-performing vaults

The EMA halflife parameter governs how quickly historical observations lose influence. Too short, and the model overreacts to noise; too long, and it fails to detect genuine rate regime shifts. To identify the optimal value, we ran a grid search across halflife values from 2 to 48 hours, evaluating each against Spearman rank correlation and Top-5 Overlap simultaneously. Both metrics peak at halflife = 24 hours and remain stable across the 16–48h range. This plateau is a critical validation: it confirms the result is structurally robust and not an artifact of parameter overfitting to the evaluation window.

A statistically significant predictive edge

A statistically significant predictive edge

Evaluated against two reference baselines — random market selection (ρ = 0.000) and naive best-current-APY allocation (ρ = 0.347) — EMA at halflife = 24 achieves a Spearman rank correlation of 0.527. In quantitative finance, rank correlations above 0.3 are considered actionable signals; crossing 0.5 places the result in the top quartile of the theoretical range and above Cohen's "large effect" threshold. The 52% improvement over the naive baseline compounds across 4,500+ hourly rebalancing cycles, translating directly into higher realized yield for depositors.

Proven by 60,970 data points

Proven by 60,970 data points

The hexbin density plot maps EMA-predicted market ranks against realized ranks across all 60,970 market-hour observations from 14 active markets. In the EMA panel, data concentrates along the diagonal — markets ranked highest by the model are, with statistically significant frequency, the markets that actually deliver the highest yield the following hour. In the random baseline panel, no diagonal structure exists: predictions are uniformly distributed, carrying zero information. The contrast is visible at the population level, not merely in aggregate summary statistics — making the model's edge empirically verifiable and reproducible.

We rank markets using signal, not noise

We rank markets using signal, not noise

Tezoro applies Exponential Moving Average to hourly on-chain yield data, assigning exponentially decaying weights to older observations. Unlike a simple moving average, EMA responds to recent regime changes without lag accumulation, while suppressing short-lived rate spikes that carry no predictive information. Ranking markets by EMA score rather than raw APY converts a high-noise real-time signal into a structured, forward-looking ordinal indicator — the foundation of the allocation model.

FAQ

Tezoro is a non-custodial DeFi protocol that aggregates vaults and protocols and rebalances your assets to maximize APY at your chosen risk level.

Tezoro supports 2,000+ markets on Ethereum, including lending protocols, vaults and yield strategies. New markets are added only after they meet our safety and performance checks.

Yes. You can withdraw any time - there are no lockups or fixed withdrawal windows. Tezoro initiates withdrawals immediately, but actual execution can be temporarily delayed or partially filled if an external protocol has high utilization.

Yes. Tezoro covers gas costs for automatic rebalances. You only pay gas when you deposit and when you withdraw. The deposit/withdrawal gas costs are low - under $1 as of March 2026.

Yes. Yield is auto-compounded: earned yield is automatically reinvested, and rewards are converted into the deposited asset and reinvested - no manual steps required.

Yes. When you deposit, you receive Tezoro "t" tokens (for example, tUSDC if you supply USDC) that represent your pro-rata share of the vault. Tezoro tokens are yield-bearing: their exchange rate increases as the vault earns yield.

You can see t-tokens in your web3 wallet and transfer them. Tezoro tokens are redeemable for the underlying asset per the vault rules. We plan to add the ability to use t-tokens as a collateral in other DeFi protocols in the future.

Tezoro uses layered controls:

  • You pick a risk tier that limits which markets / protocols can be used.
  • Distribution of funds is limited to a list of verified whitelisted protocols.
  • 24/7 risk monitoring.
  • We diversify across multiple vaults where appropriate.
  • No custody: you keep your keys and can interact with the vaults on-chain.
  • Decentralization: we plan to transfer governance to Tezoro DAO in the future.

No. Tezoro is a technology platform that provides algorithmic allocation. We are not a fiduciary, asset manager, or financial adviser and do not provide personalized investment advice.

No. Tezoro is fully non-custodial. Tezoro's contracts can only algorithmically distribute your assets among whitelisted vaults and protocols within the risk tier you selected - they cannot access your private keys or move funds outside those permissions.

Tezoro charges a 15% performance fee on earned yield (profits only). Fees are collected on-chain weekly and are also realized at withdrawal according to the vault rules.

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